Effective Date: June, 2026
These Terms of Use provide general information regarding the website located at https://contiant.com (the "Website") and the services made available through the Website (the "Services").
The Website and the Services are operated by:
Contiant LLC
2810 N Church St, #807559
Wilmington, Delaware 19802
United States
Contiant LLC is a technology company that provides infrastructure and connectivity solutions enabling consumer-authorized financial data access, pay-by-bank functionality, account verification, and related financial connectivity services through integrations with regulated financial institutions and third-party financial service providers.
Unless otherwise expressly stated, references in these Terms to "Contiant", "we", "our", or "us" mean Contiant LLC.
Contiant LLC provides technology infrastructure that facilitates consumer-authorized financial data access, pay-by-bank functionality, account verification, and related financial connectivity services through integrations with third-party providers.
The services provided by Contiant LLC may enable users to authorize payments directly from their bank accounts, access financial account information, verify account ownership, and use related payment and financial connectivity features made available through merchants and financial institutions.
Contiant LLC does not provide banking services, payment processing services, money transmission services, or other regulated financial services. Contiant LLC does not receive, hold, possess, control, settle, or otherwise take custody of funds belonging to users or merchants. The movement of funds is performed by regulated financial institutions and other authorized participants in the payment ecosystem acting under their own authority.
These Terms apply to the Website located at https://contiant.com and to the Services made available through the Website.
The Website and the Services are owned and operated by Contiant LLC ("Contiant", "we", "our", or "us").
All content made available through the Website, including but not limited to text, graphics, logos, trademarks, trade names, service marks, domain names, software, source code, databases, designs, images, audio, video, and other materials (collectively, the "Content"), is owned by Contiant or its licensors and is protected by applicable intellectual property and other laws.
Except as expressly permitted by these Terms or applicable law, no part of the Website or the Content may be copied, reproduced, modified, distributed, transmitted, displayed, published, licensed, sold, reverse engineered, or otherwise used without the prior written consent of Contiant.
Users may access and use the Website and the Services solely for lawful, personal, and non-commercial purposes and in accordance with these Terms. Any unauthorized use of the Website, the Services, or the Content is strictly prohibited.
Nothing contained in these Terms or on the Website grants any licence or other rights to use any trademarks, logos, service marks, trade names, or other intellectual property belonging to Contiant or any third party without prior written consent.
Copyright © 2026 Contiant LLC. All rights reserved.
The availability of the Website and the Services may vary from time to time due to maintenance, technical updates, security considerations, third-party dependencies, or other operational reasons.
Contiant may modify, update, suspend, restrict, or discontinue all or part of the Website or the Services at any time and without prior notice, including for maintenance, security reasons, technical issues, regulatory requirements, or changes to third-party services or infrastructure.
Access to the Website or the Services may be temporarily unavailable due to scheduled maintenance, technical difficulties, failures of third-party systems, internet outages, or circumstances beyond Contiant's reasonable control.
The Website and the Services are provided on an "AS IS" and "AS AVAILABLE" basis.
To the maximum extent permitted by applicable law, Contiant disclaims all warranties, representations, and guarantees of any kind, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, reliability, or uninterrupted operation.
Contiant does not guarantee:
• that the Website or the Services will always be available, uninterrupted, secure, or error-free;
• that any payment transaction, account verification, or financial connectivity feature will be successfully completed or available at all times;
• the accuracy, completeness, or reliability of information obtained through third parties;
• that the Services will meet any particular requirements or expectations of a user.
The Services rely on third parties that are not under Contiant's control. Contiant is not responsible for the acts, omissions, availability, products, services, or performance of any such third party.
Contiant processes personal information in accordance with applicable privacy and data protection laws and its Privacy Policy.
The Privacy Policy describes the categories of information collected, the purposes for which information is processed, how information may be shared, the rights available to individuals under applicable law, and the measures implemented to protect personal information.
Please refer to our Privacy Policy for additional information.
Users are expected to use the Website and the Services responsibly and in accordance with applicable laws and regulations.
In particular, users should:
• satisfy the minimum age and any other eligibility requirements applicable to the products or services offered by the relevant Merchant under the laws and regulations of their jurisdiction;
• provide accurate, complete, and up-to-date information when interacting with the Website or the Services;
• ensure that they are authorized to access and use any financial account connected to the Services and to authorize any transaction initiated through the Services;
• use the Website and the Services only for lawful purposes;
• refrain from misusing, interfering with, disrupting, or attempting to gain unauthorized access to the Website, the Services, or any related systems or networks.
Failure to comply with these principles may result in restrictions on a user's ability to access or use certain features of the Services.
The Services may rely on or integrate with other third-party service providers in order to facilitate certain features and functionalities.
Contiant does not own or control such third parties and is not responsible for their availability, performance, products, services, actions, omissions, or policies. The availability and functionality of certain features of the Services may depend on such third parties and may be modified, suspended, or discontinued from time to time.
Any interactions, transactions, or relationships between users and third parties are solely between the user and the relevant third party, unless expressly stated otherwise.
Contiant may update these Terms of Use from time to time. The updated version will be published on the Website together with the effective date of the revision.